Our Team

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Outstanding service starts with an outstanding team. Meet the professionals behind Rhoe B. Henderson Insurance Agency.

Rhoe B Henderson insurance Jamestown NY


Rhoe Henderson

Rhoe was born and raised in Jamestown, NY. After college, he returned to the area to follow in his father’s footsteps in becoming a 3rd generation insurance agent. He became president of the agency in 1979 upon his father’s retirement. He continues to be a student of the business, combining that with integrity and confidentiality which is vital to successfully meeting the expectation of his clients.

As a fulfillment of our agency Mission Statement, which states commitment to excellence in community service and insurance service is our top priority, Rhoe has served as a board member and officer with the Chautauqua County Chapter of the American Red Cross, the local United Way, Jamestown Community College Foundation, Gebbie Foundation and the Jamestown Savings Bank Ice Arena.

Playing golf and ice hockey provides the camaraderie and physical exercise complementing his other activities.

Rhoe is fortunate to have a dedicated support system in his wife of over 40 years, Sharron, his daughter Brittnay, and his son Christopher, who has joined the agency.

Karen Weber insurance Jamestown NY

Commercial Lines Licensed Agent

Karen Weber

A lifelong area resident, Karen began her career with the agency in 1998 and soon, after discovering she loved the ever changing challenges of the insurance world, she became a fully licensed agent in both personal and commercial lines.  She found a great deal of enjoyment in working with and helping all of the different types of people, as well as educating them in regard to their insurance needs.

Outside the office Karen wears a different hat, literally: her cowgirl hat.  Karen barrel raced for over 10 years and had the pleasure of working with handicapped children within the equine therapy program.  She relishes traveling with her horses and dogs, camping and riding all over the countryside.  She enjoys shooting her guns, hiking, water activities, and especially treasures spending time with friends and family and watching her young grandson grow up.

Debbie Gray insurance Jamestown NY

Personal Lines/Life Insurance Licensed Agent

Debbie Gray

Debbie joined the agency in March of 2000 as a customer service representative. After a short time in the industry she found she enjoyed the challenges presented by the industry as well as the opportunity to help educate clients as to their need for insurance. Since joining the agency, she has not only obtained her agent’s licenses for Life and Property & Casualty, but has furthered her insurance education by obtaining her Accredited Advisor in Insurance and Associate in Insurance Services designations.

Debbie has an adventurous spirit and has enjoyed scuba diving, and has tried zip lining. However, her all around favorite down time activity is camping and spending special time with her family.

Chris Henderson insurance Jamestown NY

Commercial Lines Licensed Agent

Christopher Henderson

Born and raised in Chautauqua County, Chris is a the fourth generation of his family to be a part of the insurance industry. After graduating from Duke University, he spent most of the next decade living in Boston, Cleveland, and Washington, D.C., before returning to Western New York in 2009. He began working at the agency that spring and he is a fully licensed property & casualty agent working primarily in commercial lines, as well as handling the majority of the agency’s field underwriting.

Away from the office, he is an ardent sports fan, particularly Duke basketball and the Buffalo Bills and Sabres. He is also an avid reader and enjoys golfing and coaching youth ice hockey. Chris lives in Lakewood and various ice arenas around Western New York.

Ashley Juul insurance Jamestown NY

Personal Lines Licensed Agent

Ashley Juul

After previously having worked in the insurance field, Ashley joined the agency towards the end of 2009 as a receptionist and quickly developed a passion for property and casualty insurance. She became a fully licensed personal lines agent in 2011 and loves to continue to learn about all of the aspects of personal lines. Growing up in a military household and moving around a lot, she thoroughly enjoys all of the people she gets to meet and strives to provide a wonderful and personalized insurance experience for everyone.

Outside of the office, her enthusiasm extends into the kitchen where she loves to cook and bake for her husband and their son. She enjoys spending as much time as possible with her family or curled up with a good book.  They recently completed the construction of their new home in Kiantone, NY and enjoy living the quiet country life with their son and their shelter dog, Waylon.

Meredith Johnson insurance Jamestown NY

Personal Lines Licensed Agent

Meredith Johnson

Meredith is originally from Pittsburgh, PA and grew up in Warren, PA. Her parents met while working in the insurance industry, and her father managed an agency in Warren, so Meredith has been surrounded by insurance for most of her life. After graduating from SUNY Fredonia, she moved to Pittsburgh briefly but came back to work with her father when she couldn’t ignore the pull of the insurance world. She worked at the agency for over 7 years in both personal and commercial lines, and then relocated to Lakewood in late 2013. She has been with Rhoe B. Henderson Agency since July of 2014 and is enjoying making the transition from state to state, while meeting new people and learning about the area. She loves the education aspect of insurance, from learning new information herself to being able to help educate clients on what is important for their needs.

Outside of the office, Meredith enjoys spending time with her husband and their two sons. With her limited free time away from being a mom, she loves cooking, reading, shopping and going to concerts. She is a HUGE sports fan for all Pittsburgh teams, especially the Steelers, and looks forward all week to football Sundays with family and friends.

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